Insights & Tips

Find out more about home buying, down payment help, and government aids.

A Guide to NYCHA's Housing Choice Voucher 2024 Waitlist: Your Gateway to Affordable Housing

The New York City Housing Authority (NYCHA) has announced the reopening of the waitlist for the Housing Choice Voucher (HCV) Program, commonly referred to as Section 8. This essentia...

Zero-Down Payment Mortgages Make a Comeback as Housing Costs Soar

In a bold move to make homeownership more accessible amid rising housing costs, United Wholesale Mortgage (UWM), led by billionaire Mat Ishiba, is introducing a pioneering zero-down payment mortgage program.&...

Affordable Housing Strategies for Elderly Individuals

For adults over 55, housing represents a substantial part of their spending, as evidenced by the Consumer Expenditure Survey. Before the pandemic, nearly ten million seniors faced challenges in affording their housing.&n...

Top 5 Loan Options for First-Time Homebuyers in 2025

Looking for your first home is thrilling, but figuring out how to pay for it can be a bit scary. Good news, though—there are special loans made just for first-time buyers. These loans are great because they ask f...

Finding Affordable Housing through HUD: A Guide for Low-Income Renters

For many low-income Americans, finding an affordable place to rent can feel like an impossible challenge. Rental costs have skyrocketed nationwide, far outpacing wage growth for average workers. But...

Down Payment Doesn't Have to Be a Dirty Word; Check Out the Latest Trends

No one said that it's easy buying big stuff these days, but the down payment can become a key player in your financial transactions. When it comes to purchasing a home or a vehicle, the down pay...

Strategies for Saving Money and Making a Down Payment on Your Dream Home

Making a down payment on your dream home is an exciting milestone. It's also a significant financial commitment that requires careful planning and savvy saving strategies. Fortunately, plenty of ...

1% to 3% Down Payment on a House?! Yes, It's Possible, Here's How

  Realize the Dream of Homeownership With Little to No Down Payment Zillow, one of the most visited real estate sites in the United States, recently introduced a 1% down payment initiative. At such...

Unlocking the Path to Homeownership: Exploring 2024 Grants to Buy a House

Owning a home is a dream shared by many, but the financial barriers can often seem insurmountable. However, there is good news – grants to buy a house exist and can provide a much-needed lifelin...