Insights & Tips

Find out more about home buying, down payment help, and government aids.

How to Use Your Tax Refund to Buy a Home

Buying a home comes with several upfront costs that can feel overwhelming. However, if you are expecting a tax refund from the IRS this year, that extra money can give your homebuying budget a significant boost. Whether your refun...

New Study on Housing Voucher Success Rates

The Housing Choice Voucher (HCV) program is the biggest federal program helping families pay rent, helping around 2.3 million households every year. Unlike some other programs, those who receive these vouchers have to find their ho...

Evergreen Home Loans Expands Rapidly to 11 New States and Plans Further Licensing by 2026

Evergreen Home Loans, a company based in Bellevue, Washington, is growing fast as it expands into 11 new states. The company announced that it now operates in Texas, Florida, South ...

HUD Makes Housing Help Available to More People

The U.S. Department of Housing and Urban Development (HUD) is making big steps to help more Americans get help with housing.  They're starting new programs, including teaming up with a company called Zillow and usi...

Alaska Offers $1,702 Payment to Residents, Aiming to Attract More People

In an effort to encourage people to move to and settle in Alaska, the state has announced a $1,702 stimulus payment for eligible residents. This annual payout, part of the Permanent Fund Dividend (P...

Thinking About Buying a House in Early 2026? Here’s How to Get Ready

If you’re planning to buy a house in 2026, it’s a good idea to start getting prepared now. The housing market has been unpredictable in recent years, but things may become less hectic for buy...

Can We Expect Mortgage Rates to Drop to 5% Again Soon?

Mortgage Rates Have Been All Over the Place If you've been trying to buy a home lately, you've probably noticed that mortgage rates keep bouncing around. Earlier this year, the average 30-year fixed mortgag...

What Veteran Benefit Can Help You With Your Housing Needs?

Every year, thousands of veterans miss out on a government program that could save them significant money when buying a home. In 2024 alone, more than 58,000 VA home loans went unused, representing nearly $28 b...

A Complete Guide to Down Payment Assistance in the USA

  Are you dreaming of owning your own home but struggling to save up for a down payment?  These programs offer loans and grants that can cover part or all of your down payment and closing costs. In this a...