Insights & Tips

Find out more about home buying, down payment help, and government aids.

The Average Down Payment for Houses is Now More Than $63,000

In today's housing market, buying a home has become more expensive, not just because home prices are going up but also because the amount of money you need for a down payment has increased. The latest informat...

Avoiding Foreclosure: Simple Steps To Understand

Foreclosure doesn't happen instantly. If you're having trouble with your mortgage payments or think you might soon, here's what you need to know:   Early Action is Key: The first step in avoiding foreclo...

Evergreen Home Loans Expands Rapidly to 11 New States and Plans Further Licensing by 2026

Evergreen Home Loans, a company based in Bellevue, Washington, is growing fast as it expands into 11 new states. The company announced that it now operates in Texas, Florida, South ...

10 States Where You Can Save for a Down Payment the Fastest

Saving up for a down payment on a house can be a long process. In some states, it might take just under a decade, while in others, it could take much longer—sometimes decades. Many people find it discourag...

Thinking About Refinancing Your Mortgage in Early 2026? Here’s What You Need to Know

If you’re a homeowner with a mortgage, you might be wondering if 2026 is a good time to refinance your loan, especially if you locked in a high interest rate in recent years. Wit...

12 Mind-Blowing Facts About Down Payments: Unveiling Opportunities and Government Programs!

Breaking Down the Barriers to Homeownership Owning a home is a dream for many, but the financial hurdle of a down payment can often seem impossible. Fortunately, various program...

Homes Across the U.S. Are Taking Longer to Sell—Here’s What the Numbers Say

Across the United States, homes for sale are taking longer to find buyers compared to last year. High prices and rising mortgage rates have made many potential buyers hesitant, resulting in slow...

LIHEAP Provides Critical Heating Aid to Maine's Vulnerable Citizens

As temperatures plunge and heating costs rise, Maine's most vulnerable residents struggle to stay warm. Fortunately, the Low Income Home Energy Assistance Program (LIHEAP) provides a vital lifeline...

Is Now the Right Time to Take an FHA Loan?

When buying a house, there are different types of loans to choose from. One popular option is an FHA loan. These loans are backed by the government and can make it easier and more affordable for people to become homeowners. Almo...