Insights & Tips

Find out more about home buying, down payment help, and government aids.

Home Prices Decline in Many Cities While Listings Surge

Many people are wondering if home prices are finally coming down. According to recent data, the answer depends on where you are looking to buy a home. Here is what’s happening with the housing market right now. ...

Down Payment Assistance Available in September 2025

In the US, down payment assistance (DPA) programs offered by states and counties provide critical support to homebuyers, especially first-time buyers and moderate-income families. Here’s an overview focusing on ke...

Best FHA Loan Lenders of September 2025

FHA loans help many people buy their first homes because they are easier to qualify for than many other loans. They usually require lower credit scores and have smaller down payments. Here are some of the best FHA lenders for Septe...

Does Sending Buyer "Love Letters" To Home Sellers Work?

Short answer: sometimes. These personal notes from buyers can help in close calls, but they also carry legal risks. Here’s a simple breakdown.   What these letters are A buyer “love letter” ...

5 Ways to Raise Enough Down Payment for a House

There comes a time in most people's lives when they get tired of renting a house. If you are at such a point in life, you must be going through pressure to purchase a home. However, you may not have a down payment. So, h...

Simple Tips for Saving for a Mortgage Down Payment

Everyone dreams of owning a home at one point in their lives. While it may be exciting to imagine how your dream home will be, knowing where to begin can be quite a challenge. You should start by understanding the kind of...

10 Creative Ways To Raise Money for a Down Payment

When buying a house, the down payment is an essential factor to consider. A down payment requires paying an initial sum upfront to receive a mortgage loan. The larger your deposit, the lower your monthly repayments will b...

The New Down Payment System Is Made Possible By A Government Program

Down payments have been touted as one of the most essential variables in a real estate transaction. Whether you are purchasing a home or refinancing, down payments have proven to be a necessary measure...

Ready for a Home? Here's How You Can Submit a Down Payment and Secure Your Dream Home

The American Dream of owning a home is one every citizen strives for. Making a down payment on a home is one of the steps in achieving that American Dream. A down payment is made in ca...