Insights & Tips

Find out more about home buying, down payment help, and government aids.

DIY Guide to Purchasing Without a Realtor

A recent survey by the National Association of Realtors found that most people buy their homes through an agent. However, changes in August 2024 mean that buyers might have to pay the agent's fees themselves. Sometimes, buyers c...

What You Need to Know About Getting a Conventional Home Loan in 2025

Thinking about buying your first house? You might have heard that getting a loan for it can be tough, but that's not always the case. Here's a breakdown of what you need to know about convention...

New Tax Bill Increases SALT Deduction Cap, Bringing Relief to Homeowners in High-Tax States

Congress has just approved a new bill that might make a lot of homeowners very happy because it could help them save a lot of money on their taxes. While this bill, celebrated by ...

New Study on Housing Voucher Success Rates

The Housing Choice Voucher (HCV) program is the biggest federal program helping families pay rent, helping around 2.3 million households every year. Unlike some other programs, those who receive these vouchers have to find their ho...

Does Sending Buyer "Love Letters" To Home Sellers Work?

Short answer: sometimes. These personal notes from buyers can help in close calls, but they also carry legal risks. Here’s a simple breakdown.   What these letters are A buyer “love letter” ...

Ready for a Home? Here's How You Can Submit a Down Payment and Secure Your Dream Home

The American Dream of owning a home is one every citizen strives for. Making a down payment on a home is one of the steps in achieving that American Dream. A down payment is made in ca...

Down Payment News and Programs

Buying a home is one of the biggest challenges, and the most difficult part is the down payment. As housing prices continue to increase, many Americans struggle to come up with the necessary funds to secure a house. Down payments can be a...

New Jersey's Innovative Solution to Affordable Housing Crisis: Leveraging Transit Systems

New Jersey might have just found a groundbreaking solution to its affordable housing crisis, and it lies just outside its transit system. With approximately 74,000 acres of underuti...

Should You Buy a House In Today’s Housing Market?

In a time of economic uncertainty and fluctuating interest rates, Americans are facing a pivotal question: Is now a good time to buy a house? According to a recent Fannie Mae Home Purchase Sentiment Index (HPSI), the answe...