Insights & Tips

Find out more about home buying, down payment help, and government aids.

Proposed $15,000 First-Time Home Buyer Tax Credit Sparks Hope for Affordable Housing in 2025

Many Americans dream of owning their first home, and a proposed benefit called the "First-Time Home Buyer Tax Credit" might help make that dream come true.  This p...

Down Payment Assistance Available in September 2025

In the US, down payment assistance (DPA) programs offered by states and counties provide critical support to homebuyers, especially first-time buyers and moderate-income families. Here’s an overview focusing on ke...

Will the Housing Shortage Clear Up in 2022?

The United States of America is not only dealing with a basic housing shortage but rather an unprecedented turn in the market that has seen the supply miss the demand by over three million individual homes. This is causing prices ...

Overcoming Homebuying Hurdles with Housing Support and Assistance Programs

In today's housing market, high prices and fierce competition have made homebuying a formidable challenge, causing many to wonder if owning a home—an integral part of the American Dream&mda...

Housing Costs are Changing the Way People Choose Jobs

The high cost of housing is becoming a major factor in how people make career decisions. It’s not just about choosing where to live anymore—it’s also about deciding whether to switch jobs, work in-offic...

Are You Hard Pressed for Cash? Here's How to Improve Your Home's Appearance on a Low Budget

Renovations improve your home's appearance and longevity of different components. Unfortunately, some refurbishment might be too expensive, forcing you to put them off for several mon...

8 Tips to Get the Lowest Mortgage Rates

Mortgage rates have recently gone down due to hopes that the Federal Reserve will cut rates. However, after a recent Fed meeting, rates have stayed about the same. Experts don’t expect a big drop in interest rates before the ...

First-Time Homebuyers Navigate the Market with Government Loans

In the ever-evolving housing market, first-time buyers are making smart moves with government-backed loans to secure their first homes.  The Mortgage Bankers Association (MBA) highlights a growing trend...

Easy Guide: Tax Breaks for Homeowners and How They Work

Tax time has arrived in the United States, running from January 27 to April 15. During this period, the IRS expects to receive over 140 million tax returns. For homeowners, this is a prime time to tap into special t...