Insights & Tips

Find out more about home buying, down payment help, and government aids.

Transformation in Rural America: The Impact of Rapid Growth on Communities and Agriculture

In parts of rural America, like Celina, Texas, there used to be a different way of life. The community was tight-knit, with farmers, teenagers, and neighbors creating a small-town fee...

The Most Affordable Cities to Buy a Home in the U.S.

Buying a home in the United States has become a challenge for many people. Rising mortgage rates, limited inventory, and high competition have made homeownership feel out of reach for many families. Still, some cities ...

Helping Young Adults Find Homes After Foster Care

The U.S. Department of Housing and Urban Development (HUD) is stepping up to help young people who are leaving foster care and might not have a place to live.  They're giving out $3.4 million in grants to help 38...

Home Loan Interest Rates Climb Again During Election Confusion

For the past six weeks, home loan interest rates have been on the rise. Just like following a climbing trail, they've been tracking closely with something called Treasury yields, which also went up as people...

What You Need to Know About Getting a Conventional Home Loan in 2025

Thinking about buying your first house? You might have heard that getting a loan for it can be tough, but that's not always the case. Here's a breakdown of what you need to know about convention...

Easy Guide: Tax Breaks for Homeowners and How They Work

Tax time has arrived in the United States, running from January 27 to April 15. During this period, the IRS expects to receive over 140 million tax returns. For homeowners, this is a prime time to tap into special t...

Help for First-Time Homebuyers in Wyoming

Buying your first home is a big financial step, especially when you think about the down payment and closing costs. But there's good news! If you're looking to buy a home in Wyoming, there's help available that can ma...

Housing Costs are Changing the Way People Choose Jobs

The high cost of housing is becoming a major factor in how people make career decisions. It’s not just about choosing where to live anymore—it’s also about deciding whether to switch jobs, work in-offic...

How to Buy a House with Low Income in 2025

Can you buy a house with low income? Yes, you can! There isn’t a strict minimum income needed to buy a house, but lenders do look at your financial situation: your credit score, your debts compared to your income, and how ...